All budget planner features at a glance

Income and expenses in seconds

Enter the amount, pick a category, done. Split an expense across several categories when you need to. Scan receipts with the camera – Spendra reads the amount, merchant and date. Share images, PDFs or text from other apps straight to Spendra.

• 12 categories, 1 custom category free, unlimited with Premium
• Recurring transactions such as paycheck and rent
• Logging with Siri and Shortcuts

• iPhone
• Apple Watch

Budget envelopes and “safe to spend”

Every category gets its own envelope – weekly, every two weeks or monthly. Take leftover money along or refill the envelope; move money between envelopes when needed. On the home screen, Spendra shows how much you can still safely spend today.

• 5 envelopes free, unlimited with Premium
• 50/30/20 template for a quick start

• iPhone
• Apple Watch

Subscriptions and bills

Add subscriptions and recurring bills with amount, frequency and payment method – from daily to yearly. The calendar shows everything that is due, and reminders arrive before the charge, before a trial ends and before the cancellation deadline. Around 150 well-known services come with their logos.

• Reminders are free, with “Paid” and “Later” right in the notification
• Subscription insights and price increase alerts with Premium

• iPhone
• Apple Watch

Savings goals and trips

Set savings goals with an amount and a target date and see when you will reach them at your savings rate so far. For trips, you create a separate budget and log expenses in the local currency – Spendra converts them using the European Central Bank rate.

• 1 savings goal and 1 trip free, any number with Premium

• iPhone

Statistics and insights

For free, you see income and expenses by week, month and year, the breakdown by category and your spending pace. With Premium, you also get monthly comparison, a cash flow chart, forecast and year in review.

• iPhone

Widgets, Siri and Face ID

Widgets on the Home and Lock Screen show what you can safely spend and which payments are coming up. With Siri, you log expenses by voice, and Control Center offers a shortcut. Lock the app with Face ID or Touch ID. The daily budget as a Live Activity is available with Premium.

• iPhone

Apple Watch

On Apple Watch, you log expenses with the Digital Crown or by dictation and see your daily budget, envelopes, recent transactions and upcoming payments. The data comes from your iPhone.

• Apple Watch